The UK government is all set to roll out a second £300 Cost of Living Payment in June 2025. This payment is part of a larger support package designed to help low-income households tackle rising expenses caused by inflation and high energy bills.
This article will break down who qualifies, how to claim the payment, and what important dates to keep in mind.
What Is the £300 Cost of Living Payment?
The Cost of Living Payment is a tax-free support payment given by the Department for Work and Pensions (DWP) to help people on certain benefits manage day-to-day living costs. In total, eligible claimants are expected to receive £900 in three instalments: the first £300 payment was sent earlier, and the second one is now due in June 2025.
This initiative is meant to give financial relief during a time when many families across the UK are struggling to pay for essentials like food, housing, and utilities.
Who Will Receive the Payment?
To get the £300 payment in June, you must be receiving one of the following means-tested benefits during the qualifying dates:
- Universal Credit
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Income Support
- Pension Credit
- Child Tax Credit or Working Tax Credit (from HMRC)
If you only receive new-style ESA, new-style JSA, or contribution-based benefits, you will not be eligible.
You must have been entitled to one of these benefits between the qualifying period, which the DWP will confirm soon. Payments will be made automatically, so you do not need to apply.
Payment Dates to Remember
Although the exact qualifying dates haven’t been officially confirmed yet, the DWP has stated that payments will begin in mid-to-late June 2025 and continue over a few weeks.
Based on past payment cycles, here’s what we can expect:
- Payments likely to begin: From 15th June 2025
- Payments likely to end: By 5th July 2025
Remember, payments are staggered, so don’t worry if someone you know receives theirs before you.
How Will I Get Paid?
If you are eligible, the £300 payment will be made automatically into the same bank account where you receive your benefit payments.
There’s no need to apply, contact DWP, or fill out forms. The DWP and HMRC will directly transfer the amount to all eligible claimants. The payment reference will show as something like “DWP COLP” in your bank statement.
What If I Don’t Receive My Payment?
If you believe you’re eligible but do not receive the payment by the end of July 2025, the DWP will offer a way to report a missing payment through their official website.
Make sure your benefit account details are up-to-date to avoid any delays or rejections.
Why Is the Government Giving This Payment?
The UK is still seeing the effects of high inflation, and household budgets are being stretched thin. The £300 cost of living payment is part of a broader support package aimed at helping those hit hardest.
This includes:
- Discounts on energy bills
- Pensioner cost of living payments
- Disability cost of living payments
- Council tax support schemes
The government hopes this support will provide a safety net for the most vulnerable during tough financial times.
Final Words
The £300 second Cost of Living Payment in June 2025 could make a real difference for many families and individuals struggling to manage monthly expenses. If you’re on benefits like Universal Credit or Pension Credit, keep an eye out for your payment between June 15 and July 5.
No need to apply – the money will arrive in your bank account automatically if you’re eligible. Stay updated through the official GOV.UK website or the DWP’s communication channels.