Last updated: June 2025
Data Collection
We collect personal data (e.g., names, email addresses) when users subscribe, comment, or contact us. We also use analytics tools to gather browser data such as IP address, time spent on pages, and referral sources.
Use of Collected Data
We use this data to improve content, send relevant newsletters, track trends, and serve targeted ads. UK readers may receive updates on PIP or Triple Lock changes, while US readers may receive Social Security alerts.
Legal Basis (UK & US)
For UK users, data is processed under GDPR with legal bases including consent and legitimate interest. For US users, we comply with CCPA and state-specific regulations on transparency and opt-out rights.
Cookies & Web Beacons
Cookies help enhance user experience and gather analytics. These may include first-party cookies and third-party trackers such as Google Analytics or Meta Pixel. You may opt-out via browser settings.
Third-Party Services
We may use third-party providers for newsletter delivery (e.g., Mailchimp), hosting, or ad platforms. Each of these services follows its own privacy rules under GDPR and US federal law.
Data Sharing Policy
We do not sell or rent user data to marketers or advertisers. Information may be shared only with trusted partners for service improvement or legal compliance.
Data Retention
Data is retained as long as needed to fulfill its original purpose or meet legal obligations. You may request data removal by contacting our support team.
User Rights – UK & USA
UK residents have the right to access, correct, delete, or restrict their data under GDPR. US residents may opt out of data selling or tracking under CCPA and other applicable state laws.
Children’s Privacy
We do not knowingly collect information from children under 13. If such data is identified, it will be promptly removed to comply with COPPA (US) and UK Child Privacy standards.
International Data Transfers
If data is transferred outside your region (UK to US or vice versa), we ensure appropriate safeguards, such as data encryption and EU/US standard clauses, are used.
Updates to Privacy Policy
This policy may change due to legal updates, technology advancements, or changes in our services. Continued use after updates signifies acceptance.